All-in-One Payment Solutions

Programmable API integration
with instant payment

Mobile Money and Bank transactions made easy with Hubtel APIs.

Explore a range of well-documented APIs

Discover how to build payment experiences using Hubtel's APIs which are simplified
and tailored to suit the needs of large nationwide businesses, SMEs, and individuals.
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For Business
Facilitate payments, send notifications, and explore a wide range of other capabilities with Hubtel's robust APIs to boost revenue growth.
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For Personal Use
Leverage Hubtel's versatile platform for powerful SMS capabilities.

Instant Settlement

Hubtel helps accelerate revenue growth through swift and secure money transfers
across all mobile money networks and banks.
Receive mobile money payments
Receive mobile money payments
You can accept mobile money payments from your customers across all networks.
Accept secured card payments
Accept secured card payments
Accept instant and secured payments from customers who choose to pay via bank cards.
transfer money
Transfer to Momo Wallet
Transfer to Momo Wallet
Send money directly to your customers' mobile money wallets
transfer money
Transfer to Bank
Transfer to Bank
Transfer money directly to any bank account on the GhIPSS network.

Hassle-free Bill Payments

Join other merchants in facilitating bill payments, airtime & data top-ups, and a range of digital services for your customers.
Experience convenience and efficiency as you provide your customers with these essential services.
Airtime & Data
Ghana Water
TV Bill

Facilitate your customers' ECG bills, whether Prepaid or Postpaid.

Send airtime and data bundles, and manage broadband payments across all networks.

Avoid the hassle of visiting GWCL offices, your customers can pay their water bills through you.

Pay DSTV, GoTV, and StarTimesTV bills stress-free.

Verify Customer Identity

Our Verification APIs offer you the capability to confirm that your customers are indeed who they claim to be. Validate their identity using multiple methods.
Verify using Ghana Card
Validate customer details such as name, date of birth, and gender using their Ghana Card ID.
Verify using Bank Account Number
Confirm a customer's bank account name before transferring money to their bank account.
Verify using Voter ID
Verify customer details such as name, date of birth, and gender using their Voter ID.
Verify using Phone number
Confirm the details used in sim registration and mobile money registration.

Transaction Monitoring

Keep tabs on all transaction details and SMS reports conveniently from a unified dashboard, simplifying the tracking process and providing a seamless user experience.
Monitor and analyze payment patterns over time
Closely monitor trends and various aspects of payments, to gain insights into customer behavior and market dynamics.
Dive deep into who your customers are
Gain insights into your top spenders, returning customers, and other essential metrics.
Track SMS delivery and spending
Monitor the delivery of SMS messages and manage related expenditures.
All-in-One Payment Solutions.
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